The conversation about professional zakat or also known as income zakat is now on the rise. This is a sign that people nowadays are more aware of paying zakat. Even so, some Muslims still think that the only zakat that must be paid is zakat fitrah, which is paid in Ramadan. In fact, there are several other types of zakat that must also be paid if it has reached the nisab, one of which is income zakat.
The Indonesian Ulema Council (MUI) has also issued a fatwa that income zakat is wajib to be paid by those whose wealth has reached the nisab within a year. This is because, in addition to having a purpose for the hereafter, zakat also has an impact on social life. Zakat given by muzaki to the poor will help their lives, resulting in economic growth.
What is Zakat on Income?
Zakat on income is zakat paid by a professional worker from his salary. Everyone who works, if his salary or income has reached the nisab, then he is obliged to pay income zakat. Paying zakat must be accompanied by sincere intentions, in order to cleanse the soul of the zakat giver from the love of wealth and the world.
Why do you need to pay income zakat? Because, in the process of obtaining wealth from our profession, there may be unpleasant things that happen. Well, this zakat can clean these things and make the income we have more blessed.
Read also: zZakat Fitrah 2024, Calculation and Complete Guide
So, where should we pay zakat on our profession/income and how much should we pay?
How to Calculate Zakat on Income
Before paying income zakat, we need to know first how to calculate it. Dompet Dhuafa as a national amil zakat institution has provided a zakat calculator feature to make it easier for Friends who want to know whether the income earned is obligatory for zakat or not. However, if you want to know more details about how to calculate income zakat, here is the explanation.
Zakat on income has two types of nisab, which is calculated from the amount of income for one month or one year. If you want to pay income zakat only once a year, then the nisab is calculated with 85 grams of gold. If your income in a year has reached the amount of 85 grams of gold, then you are obliged to pay zakat of 2.5 percent of the amount of income.
For example, your income in a year reaches Rp120,000,000 and the price of gold in that year is Rp1,300,000 per gram. The price of one gram of gold is multiplied by 85, which is Rp110,500,000. Thus, your income has reached the nisab of 85 grams of gold, so you are obliged to pay zakat of 2.5 percent of Rp120,000,000, which is Rp3,000,000.
Meanwhile, if you want to pay income zakat once a month, then the nisab is like agricultural zakat, which is equivalent to 653 kg of grain. If your income has reached the nisab of 653 kg of grain, then you are obliged to pay zakat of 2.5 percent of the total income in one month.
For example, your total income in a month is Rp5,000,000 and the price of unhusked rice per kilogram in that year is Rp7,500. Then the price of one kilogram of unhusked rice is multiplied by 653 kg, which is Rp4,897,000. Thus, your income has reached the nisab of 653 kg of grain, so you are obliged to pay income zakat of 2.5 percent of Rp5,000,000, which is Rp125,000.
Easy Way to Pay Zakat on Income
For Friends who are still confused about where to distribute their income zakat, you can try the methods below. Not only practical, but also easy!
Pay Zakat on Income via Application
You can pay zakat through Dompet Dhuafa. This amil zakat institution has proven capable and experienced in managing zakat funds for more than 30 years. These kindness funds are channeled in accordance with Islamic law and certainly have an impact on the poor. Alhamdulillah, there have been thousands of mustahik whose living standards have improved to become muzaki thanks to Dompet Dhuafa’s programs that are run safely and accountably. You can find out more about the Dompet Dhuafa program here: Dompet Dhuafa Program.
Dompet Dhuafa also keeps up with the times and adapts to the needs of donors by presenting the Dompet Dhuafa Application. DD Apps can be downloaded on the Play Store and App Store. If it has been downloaded, you can immediately pay income zakat by clicking the Zakat icon on the main page.
If so, a pop-up will appear with four options, one of which is the Zakat on Income icon. Click the icon, then proceed to the zakat payment. Payment is easy, you can do it through online payment with e-wallet (OVO, GoPay), virtual account, and transfer to various banks.
Read also: Which Person is Obliged to Pay Income Zakat?
Direct Transfer of Zakat to Account
In addition to paying zakat through DD Apps, Sahabat can also directly pay income zakat by direct transfer to Dompet Dhuafa’s official accounts. The list of official Dompet Dhuafa accounts can be seen on the following page.
To check the amount of income zakat you have to pay, you can access the Zakat Calculator first here. If you have transferred, you can immediately confirm your personal data and proof of income zakat transfer via WhatsApp at +6281 1154 4488 or call Dompet Dhuafa Customer Service at 0804 100 4000.
Zakat Pickup Service
Are you worried about distributing zakat online and not meeting directly with zakat institutions? Relax, Dompet Dhuafa can solve your worries with the zakat pick-up service.
How to use the service? It’s very easy! You just need to open the main page of the Dompet Dhuafa website, then click the Services menu. In the Services menu you will find the Zakat Pickup icon. Click the icon, then enter the data required for zakat pickup. After all is complete, the Dompet Dhuafa officer will confirm and come directly to your address.
Oh yes, you don’t need to bother providing cash to pay income zakat. Because, Dompet Dhuafa officers also accept zakat payments via debit cards or QRIS. So it’s even easier!
Zakat Consultation
Despite having read a lot about income zakat, some people may still feel confused about the rules, amount, and how to pay it. So, how to overcome this confusion? To get the best answer, you can consult with ustaz in the Ask Ustaz service provided by DD Apps. In addition, you can also use the chat balloon feature available on the Dompet Dhuafa website in the lower right corner. (RQA)
